Current loan rates and information offered as of April 1, 2023. Rates vary based upon creditworthiness, term of loan, and vehicle or collateral age. Call (804) 359-8754 to learn more or to apply over the phone today.
Automobile Loan Rates
- Rates on new, used, and refinanced automobiles as low as 4.49% APR*
- Loan repayment terms up to 84 months
- Model years as old as 2013
- Call (804) 359-8754 for more details or to apply over the phone
- Apply now
Motorcycle Loan Rates
- Rates on new, used, and refinanced motorcycles as low as 6.49% APR*
- Loan repayment terms up to 84 months
- Model years as old as 2013
- Call (804) 359-8754 for more details or to apply over the phone
- Apply now
Recreational Vehicle (Boat and Motorhome) Loan Rates
- Rates on new, used, and refinanced RVs and boats as low as 6.49% APR*
- Loan repayment terms up to 84 months
- Model years as old as 2013
- Call (804) 359-8754 for more details or to apply over the phone
- Apply now
Personal Loan Rates
- Rates as low as 8.99% APR*
- Loan repayment terms up to 84 months
- No collateral required in most cases
- Call (804) 359-8754 for more details or to apply over the phone
- Apply now
Credit Card Rates
- Platinum Cash Rewards Mastercard and Platinum Secured Mastercards are available
- Variable rates as low as 13.40% APR will apply to Platinum Cash Rewards Mastercard
- Platinum Secured Mastercards will receive an 18.00% variable APR
- Call (804) 359-8754 for more details or to apply over the phone
- Apply now
Disclosures
Automobile Loan Rates, Motorcycle Loan Rates, Recreational Vehicle Loan Rates, and Personal Loan Rates quoted above include all applicable discounts. APR = Annual Percentage Rate. For example, the minimum payment on a Vehicle Loan at 4.49% APR for 36 months is $29.74 per $1,000.00 financed; the minimum payment on a Motorcycle Loan at 6.49% APR for 36 months is $30.64 per $1,000 financed; the minimum payment on a Recreational Vehicle (RV) Loan at 6.49% APR for 36 months is $30.64 per $1,000 financed; the minimum payment on a Personal Loan at 8.99% APR for 12 months is $87.45 per $1,000.00 financed.
Maximum combined rate reduction on Automobile Loans is 1.00%. The 4.49% APR is the lowest rate available, including discounts. Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and vehicle age. Other rates and terms are available. Down payment requirements will be based on individual qualifications.
The 8.99% APR on Personal Loans is the lowest rate available, including discounts.
The 6.49% APR on Motorcycle, RV, and Boat loans is the lowest rate available, including discounts.
RVA Financial also offers Certificate Secured Loans. Please call (804) 359-8754 for more details.